Restitutia

Case files › FCA warning list › Wyseforte Bank

Wyseforte Bank

Wyseforte Bank claimed FCA authorisation on its site, while the FCA warned the public it was unauthorised.

⚠ FCA warning · GB · 6 October 2026

Case file published 11 October 2026 · updated 21 October 2026 · evidence last checked 28 October 2026

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The Financial Conduct Authority warned on 6 October 2026 that Wyseforte Bank was unauthorised. The site nonetheless stated that it was authorised and regulated by the FCA. The site was last seen online on 20 October 2026, 14 days after the warning.

By the numbers

1308 daysfrom domain registration to the warning
14 daysonline after the warning before going dark
22days on which we checked the site

Timeline

  1. Domain registered via Namecheap, Inc.
  2. FCA publishes a warning
  3. Our monitoring begins; the site is online
  4. Site last seen online by our monitoring

Red flags

What the site claimed

The site described Wyseforte Bank as a premium digital bank that was "FCA authorised" and "fully regulated and compliant", and said deposits were protected by the FSCS up to £85,000 per depositor. It gave an address at 75 Grosvenor St, London W1K 3JS.

Says it is regulated byFCA
Licence wording“FCA Authorised”; “Authorised by the Financial Conduct Authority.”
Address shown75 Grosvenor St Greater, London W1K 3JS, UK

FSCS is the UK Financial Services Compensation Scheme. It only protects customers of authorised firms.

What the regulator published

Financial Conduct Authority (GB) listed Wyseforte Bank on 6 October 2026 as a firm that is not authorised to offer financial services. Website given by the regulator: wyseforte.co.uk.

A regulator puts a firm on its warning list when it offers financial services without the authorisation it needs there. Customers of a firm like this usually cannot use the protections that come with authorised firms, such as the ombudsman or a compensation scheme.

Check it yourself: FCA entry for wyseforte.co.uk

Every firm on the FCA warning list that we track

Domain record

Registered8 March 2023
RegistrarNamecheap, Inc.
Expires8 March 2027

The domain wyseforte.co.uk was registered on 8 March 2023 through Namecheap, Inc., 1308 days before the warning.

If you sent money to this firm

  1. Call your bank or card provider today and tell them it was a scam. The sooner they know, the more they can do.
  2. Do not send any more money, including "fees" or "taxes" to release a withdrawal.
  3. Report it to the police where you live and to the Financial Conduct Authority (FCA), which issued the warning. In the UK the police route is Action Fraud (Police Scotland on 101 in Scotland), in Australia ReportCyber, and in Canada the Canadian Anti-Fraud Centre.
  4. Keep everything: payment receipts, chats, emails and screenshots.
  5. Be careful with "recovery" offers. Never pay anyone upfront to get your money back.

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An OnlineRefundee specialist will call you within 24 hours from +44 7822 015330. Save the number as OnlineRefundee so you recognise the call. They will mention Wyseforte Bank (wyseforte.co.uk) and the amount you chose. If anyone else contacts you about this case, it is not us.

Useful to have ready: payment dates and amounts, the bank or card you paid from, and any chats or emails with Wyseforte Bank (wyseforte.co.uk).

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You do not have to use a claims company. You can complain to your bank yourself for free. If it says no, the Financial Ombudsman Service (UK) or the financial ombudsman in your country is also free.

This page reports what a financial regulator published and what we observed. A warning means the regulator says the firm is not authorised; it is not a finding of guilt. Figures are from our own monitoring and public domain records on the dates shown.

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