Case files › FMA Austria warning list › Velmato Edge
Velmato Edge
Velmato Edge's website claimed FCA authorisation despite a warning from Austria's Financial Market Authority.
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The Financial Market Authority issued an investor warning on 21 October 2026, describing Velmato Edge as an unauthorised provider. The public site is only a login page of 29 words, and it was first seen live on 31 October 2026. It was still online after the warning.
By the numbers
Timeline
- Domain registered via NICENIC INTERNATIONAL GROUP CO., LIMITED
- FMA Austria publishes a warning
- Site first seen online by our monitoring
- Still online at our last check
Red flags
- It describes itself as licensed or regulated (“FCA authorised”) while it is on a warning list.
- Its public website shows only a login screen, with nothing about who runs it.
- It was still online at our last check, 10 days after the warning.
What the site claimed
The site displayed the words "FCA AUTHORISED" and an FCA firm reference number with the year 2026, naming the FCA as its regulator.
| Says it is regulated by | FCA |
|---|---|
| Licence wording | “FCA authorised”; “[The company] · FCA FRN 937096 · 2026” |
The public website showed only a login screen with 29 words of visible text.
FRN is the firm reference number on the FCA register. Anyone can look it up at register.fca.org.uk.
What the regulator published
Financial Market Authority (AT) listed Velmato Edge on 21 October 2026 as a firm that is not authorised to offer financial services. Website given by the regulator: https://tips-seniors-insurance.com.
A regulator puts a firm on its warning list when it offers financial services without the authorisation it needs there. Customers of a firm like this usually cannot use the protections that come with authorised firms, such as the ombudsman or a compensation scheme.
Check it yourself: FMA Austria entry for tips-seniors-insurance.com
Domain record
| Registered | 25 August 2025 |
|---|---|
| Registrar | NICENIC INTERNATIONAL GROUP CO., LIMITED |
| Expires | 25 August 2027 |
The domain tips-seniors-insurance.com was registered on 25 August 2025 through NICENIC INTERNATIONAL GROUP CO., LIMITED, 422 days before the warning.
If you sent money to this firm
- Call your bank or card provider today and tell them it was a scam. The sooner they know, the more they can do.
- Do not send any more money, including "fees" or "taxes" to release a withdrawal.
- Report it to the police where you live and to the Financial Market Authority (FMA Austria), which issued the warning. In the UK the police route is Action Fraud (Police Scotland on 101 in Scotland), in Australia ReportCyber, and in Canada the Canadian Anti-Fraud Centre.
- Keep everything: payment receipts, chats, emails and screenshots.
- Be careful with "recovery" offers. Never pay anyone upfront to get your money back.
Did you send money to Velmato Edge?
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An OnlineRefundee specialist will call you within 24 hours from +44 7822 015330. Save the number as OnlineRefundee so you recognise the call. They will mention Velmato Edge (tips-seniors-insurance.com) and the amount you chose. If anyone else contacts you about this case, it is not us.
Useful to have ready: payment dates and amounts, the bank or card you paid from, and any chats or emails with Velmato Edge (tips-seniors-insurance.com).
Message us on WhatsApp nowYou do not have to use a claims company. You can complain to your bank yourself for free. If it says no, the Financial Ombudsman Service (UK) or the financial ombudsman in your country is also free.
This page reports what a financial regulator published and what we observed. A warning means the regulator says the firm is not authorised; it is not a finding of guilt. Figures are from our own monitoring and public domain records on the dates shown.