Case files › FCA warning list › finetcapitals.com
finetcapitals.com
finetcapitals.com claimed to be fully regulated by the FCA, which had warned the public about it.
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The Financial Conduct Authority warned the public about finetcapitals.com on 28 September 2026, yet the site says it is fully regulated by the FCA and CySEC. It also promises guaranteed profit and daily returns of 1% to 3%. The site was still live after the warning.
By the numbers
Timeline
- Domain registered via NameCheap, Inc.
- FCA publishes a warning
- Our monitoring begins; the site is online
- Still online at our last check
Red flags
- The website says it is regulated by the Financial Conduct Authority (FCA), the regulator that warned about it.
- It describes itself as licensed or regulated (“SEC Regulated”) while it is on a warning list.
- Its domain was registered 62 days before the warning.
- It was still online at our last check, 38 days after the warning.
What the site claimed
The site described itself as fully licensed and regulated, named the FCA, CySEC and the SEC, and said it had operated since 2017 or 2018. It advertised risk free investment solutions, guaranteed profit and daily returns of 1%, 1.5%, 2% and 3%.
| Says it is regulated by | FCA, CySEC, SEC |
|---|---|
| Licence wording | “Fully regulated”; “We adhere to the strictest regulatory standards, and are fully licensed and regulated…” |
| Promised returns | “risk free investment solutions”; “guaranteed profit and full return on your investment” |
| Claims to exist | “Since 2017”; “Since 2018” |
CySEC is the Cyprus Securities and Exchange Commission.
What the regulator published
Financial Conduct Authority (GB) listed finetcapitals.com on 28 September 2026 as a firm that is not authorised to offer financial services. Website given by the regulator: https://finetcapitals.com.
A regulator puts a firm on its warning list when it offers financial services without the authorisation it needs there. Customers of a firm like this usually cannot use the protections that come with authorised firms, such as the ombudsman or a compensation scheme.
Check it yourself: FCA entry for finetcapitals.com
Domain record
| Registered | 28 July 2026 |
|---|---|
| Registrar | NameCheap, Inc. |
| Expires | 28 July 2027 |
The domain was registered on 28 July 2026, 62 days before the Financial Conduct Authority warning of 28 September 2026.
If you sent money to this firm
- Call your bank or card provider today and tell them it was a scam. The sooner they know, the more they can do.
- Do not send any more money, including "fees" or "taxes" to release a withdrawal.
- Report it to the police where you live and to the Financial Conduct Authority (FCA), which issued the warning. In the UK the police route is Action Fraud (Police Scotland on 101 in Scotland), in Australia ReportCyber, and in Canada the Canadian Anti-Fraud Centre.
- Keep everything: payment receipts, chats, emails and screenshots.
- Be careful with "recovery" offers. Never pay anyone upfront to get your money back.
Did you send money to finetcapitals.com?
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An OnlineRefundee specialist will call you within 24 hours from +44 7822 015330. Save the number as OnlineRefundee so you recognise the call. They will mention finetcapitals.com and the amount you chose. If anyone else contacts you about this case, it is not us.
Useful to have ready: payment dates and amounts, the bank or card you paid from, and any chats or emails with finetcapitals.com.
Message us on WhatsApp nowYou do not have to use a claims company. You can complain to your bank yourself for free. If it says no, the Financial Ombudsman Service (UK) or the financial ombudsman in your country is also free.
This page reports what a financial regulator published and what we observed. A warning means the regulator says the firm is not authorised; it is not a finding of guilt. Figures are from our own monitoring and public domain records on the dates shown.