Case files › FMA warning list › capital-vaults.top
capital-vaults.top
capital-vaults.top claimed full FCA and CySEC regulation while appearing on a New Zealand regulator warning list.
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The Financial Markets Authority's warning about capital-vaults.top was listed on IOSCO's investor alerts portal on 31 July 2026. The site's text says the company is fully regulated by the FCA and CySEC, and the site was still live after the warning.
By the numbers
Timeline
- Domain registered via Cosmotown
- FMA warning listed on IOSCO's investor alerts portal
- Our monitoring begins; the site is online
- Still online at our last check
Red flags
- It describes itself as licensed or regulated (“Our company is fully regulated by the FCA and CySec and your funds are, additionally…”) while it is on a warning list.
- Its domain was registered 147 days before the warning.
- It was still online at our last check, 89 days after the warning.
What the site claimed
The site said its company is fully regulated by the FCA and CySEC and that clients' funds are additionally covered by an insurance policy. It also promoted investment packages in forex, cryptocurrency and property, aimed at investors seeking stable returns and high liquidity.
| Says it is regulated by | FCA, CySEC |
|---|---|
| Licence wording | “Our company is fully regulated by the FCA and CySec and your funds are, additionally…” |
CySEC is the Cyprus Securities and Exchange Commission.
What the regulator published
Financial Markets Authority (NZ) listed capital-vaults.top as a firm that is not authorised to offer financial services. IOSCO's investor alerts portal listed the warning on 31 July 2026. Website given by the regulator: capital-vaults.top.
A regulator puts a firm on its warning list when it offers financial services without the authorisation it needs there. Customers of a firm like this usually cannot use the protections that come with authorised firms, such as the ombudsman or a compensation scheme.
Check it yourself: FMA warning list
Domain record
| Registered | 6 March 2026 |
|---|---|
| Registrar | Cosmotown |
| Expires | 6 March 2027 |
The domain was registered on 6 March 2026 with Cosmotown, 147 days before the warning.
If you sent money to this firm
- Call your bank or card provider today and tell them it was a scam. The sooner they know, the more they can do.
- Do not send any more money, including "fees" or "taxes" to release a withdrawal.
- Report it to the police where you live and to the Financial Markets Authority (FMA), which issued the warning. In the UK the police route is Action Fraud (Police Scotland on 101 in Scotland), in Australia ReportCyber, and in Canada the Canadian Anti-Fraud Centre.
- Keep everything: payment receipts, chats, emails and screenshots.
- Be careful with "recovery" offers. Never pay anyone upfront to get your money back.
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Useful to have ready: payment dates and amounts, the bank or card you paid from, and any chats or emails with capital-vaults.top.
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This page reports what a financial regulator published and what we observed. A warning means the regulator says the firm is not authorised; it is not a finding of guilt. Figures are from our own monitoring and public domain records on the dates shown.